If you're thinking of staking WELL tokens, the biggest thing most people miss is that you can straight up lose your staked coins if the protocol hits a shortfall event. Like, say Moonwell gets hacked or too many people default on their loans – the system could use your locked coins to make up for the loss.

Another thing is, you usually can't just pull your coins out whenever you want. There’s often a waiting period (like 7 days or even longer), which means if the market goes nuts or something bad happens, you might be stuck and can't move your tokens in time.

I've seen friends get burned because they only thought about the rewards, not the risks. Also, sometimes the rewards aren't as good as they sound once you factor in fees or changing market prices.

For real, always read the fine print before you stake and don't just trust hype online. Only stake what you can afford to lose and always have a plan for if things go sideways. That's what I do, and it saves me a lot of stress.