I'd say staking WELL tokens is honestly riskier than a lot of people realize. Sure, the Moonwell website promises extra WELL tokens as rewards, so it's tempting to just lock up your tokens and earn more. But from what I've read, part of the reason they even offer those rewards is because they're asking you to help "backstop" the protocol if there's some disaster, which they call a shortfall event. If something goes wrong, like a big hack or a loan default, there's a chance your staked tokens could be used to cover the losses.

I've watched friends jump into new staking programs just for the rewards and then freak out when they realized their tokens weren't fully safe. If you actually care about keeping your WELL tokens safe, you have to weigh the extra reward against that chance you could lose some or all of it. So, it looks cool on the surface, but I personally wouldn't stake more than I'm willing to lose. Always make sure you know the actual rules and risks, not just the fun reward part. Gotta be careful in crypto.