Honestly, it sounds wild, right? But I think Moody's does this credit rating stuff based on more than just everyone shopping and having jobs. I read they downgraded the US from Aaa to Aa1 because our national debt is just blowing up. Like, the government keeps spending way more than it brings in, especially with new tax cut ideas coming up. Even if the economy seems alright now, if the country gets buried in debt, eventually it gets harder to pay it off or even just pay the interest every year. Moody’s is looking ahead at future risks, not just today’s vibes. I remember my parents talking about the last time this happened—they said borrowing money gets more expensive when they downgrade credit like this, so the government (and even regular people) might end up paying higher interest. It’s kind of like a warning sign: ‘Yo, fix your budget before things get ugly.’ I wish it was just about how things look now, but these rating agencies are paid to predict future problems. Hope that helps!